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Medicare or Private Insurance for Older Folks — There Is a Choice!
Hi, once again, all my friends, family, foes, fiends, and all you funky folks.
Okie Dokie, let me talk about something that isn’t as exciting as a monster Eddie Van Halen guitar solo or a Caesar’s Palace jackpot but is way more important — health insurance for us older folks. Yep, I’m working into that wild world of Medicare vs. private insurance, because guess what? You’ve got options, and knowing the difference can save you money, stress, and maybe even a headache or two.
Now, I’m no insurance salesman (at least not anymore, thank goodness), but I have done some homework, talked to experts I trust, (Thanks Cliff Smith!) and lived through the maze of healthcare decisions. So, let’s bust this into some plain olde English — no jargon, no sleazy sales tactics, just the real deal.
(Please do your own research for what is best for you, as I said, I am not an insurance professional, and your circumstances may be way different than mine, depending on a ton of variables…)
1. Medicare: The Government’s Safety Net
First up, Medicare — the big kahuna of senior healthcare in the U.S. It’s been around since 1965, and if you’re 65 or older (or have certain disabilities), you’re probably eligible. But here’s the…